Savings & Investments

Benefits Regular Savings Money Market Account
Earns dividend Yes. Dividend compounded quarterly. Minimum balance to earn dividend is $500 Yes. Dividend is paid monthly
Why You Should Choose This Account This account is the primary savings account for each member. Earn maximum dividend rates on your balance .
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Regular Savings

Make deposits any time and earn interest compounded quarterly, and posted the first day of the following quarter. (Minimum balance to earn interest is $500.)

  • Five free withdrawals per quarter
  • Can be used as overdraft protection on a checking account at no charge
  • Minimum to open is $5

Money Market Accounts

If you typically maintain a high savings balance and want to earn a competitive return, this account is for you! Our Money Market Account offers you the opportunity to earn maximum dividend rates on your balance.

  • No Annual Fee
  • Minimum Deposit $2,500
  • Maximum Deposit to Earn Dividends $1,000
  • Limit - Six Withdrawals Per Month, Three Withdrawals by Check
  • Minimum Balance to Avoid Service Charge $1,000
  • Dividend Rates Subject to Change Weekly

Christmas Club

The "Christmas Club" savings account is set up specifically to save for your holiday shopping to avoid all of the bills that typically come in after Christmas! There is no minimum deposit required, and deposits can be made through payroll deduction or in person at Pee Dee Federal.

Kids Club Account

Petey's Kids Club is a savings account designed specifically for children 12 years and younger. Petey will help kids learn the value of saving money, and it earns dividends on all balances. All members of the Petey's Kids Club receive a membership card; savings record book, and rewards for deposits. Minimum to open is $5.

Share Certificates

Choose from a variety of terms and rates, with dividends paid quarterly. Minimum deposit $500.

Individual Retirement Accounts/Certificate IRA

We offer three types of IRA Accounts: Traditional, Roth and Education. All have their own unique purpose, and members may wish to consult their tax advisor for their best option. Add to regularly or transfer to a Share Certificate.

Financial Planning

We offer help with financial planning and investment questions.


Members of Pee Dee Federal Credit Union have access to the best place to borrow and save money. Because we are owned by our members, income is returned to them through more attractive loan rates and savings rates.