Additional Services

Check Reordering

Pee Dee Federal Credit Union has partnered with Harland Clarke to safely and conveniently provide online check reordering. To order checks, you'll need to log in. You may log in using the following:

  • Order Identification Number
  • Check Number

You can find your Order Identification Number and Check Number on your check reorder form. Get started.

Direct Deposit

Allows the member to have their payroll, retirement, or government check directly deposited to either their savings or checking account. This safe and convenient way to receive funds is a great time saver for our members!

Payroll Deduction

For participating employers, a designated amount of funds can be electronically deducted from each paycheck, transferring those funds into a designated account(s), or to make a loan payment.

Overdraft Protection

This service allows funds to be transferred from a share (savings) account if adequate balances are maintained, or may be transferred from a line of credit for qualified members.

Overdraft Privilege

Overdraft Privilege is a courtesy that we provide to our members with a share draft (checking) account. We may* cover insufficient fund checks up to a $400 limit. Overdraft Privilege is a service that is automatically provided to all member share draft accounts in good standing after 60 days, (members have the right to opt out).

With overdraft privilege your check, ATM withdrawal, Debit Card purchases or other electronic debit items may be covered by the Credit Union up to the limit of $400 - including fees. You will be charged a $25 per item fee. You will receive notification when an overdraft occurs on your account and you will be expected to deposit adequate funds to bring your account to a positive balance within 30 days.

Pee Dee Federal Credit Union does not encourage members to use this service as a regular source of funds for meeting their normal living expenses. If you find yourself doing so, we offer Overdraft Privilege Counseling Services. See any Member Services Representative for more information.

*Available on qualified share draft (checking) accounts only. Certain Restrictions Apply.

Insurance of Accounts

Deposits are insured to $250,000 by the National Credit Union Administration, an agency of the Federal Government. IRA's are insured separately for an additional $250,000.

$1,000 Accidental Death & Dismemberment Insurance

As a member of the credit union age 18 or over, you are eligible for $1,000 of Accidental Death & Dismemberment Insurance. Premiums for this Basic Coverage will be paid by the credit union. There is NO COST FOR YOU. Insurance is provided through Fortis Benefits Insurance Co.

Other Services

Other services include:

  • Automotive Gap Coverage
  • Members Choice Auto Care Warranty
  • Notary Service
  • Night Depository
  • Tools to Prevent Identity Theft