Loans


Pee Dee Federal offers a variety of loan options, including new and used auto loans, personal loans, home equity loans, overdraft protection, revolving lines of credit, secured loans, motorcycles, jet skis, boats, campers, and computers. Because each member is unique, we strive to customize each loan to fit your budget by offering affordable monthly payments.

Apply for a loan by completing the online application, or apply in person at Pee Dee Federal...We'll be glad to help you!


Auto Loans

You need a car, and Pee Dee Federal wants you to have it! In fact, we'll do whatever we can to help make the vehicle of your dreams the lowest-cost reality. With our low loan rates, it's easy to achieve the monthly payment that fits your budget!

It's easy to buy or refinance your car. You can apply online 24/7!


Visa Classic & Visa Platinum Credit Cards

Paying too much interest on your current credit card? It's time to make the switch to the flexible Visa Classic & Visa Platinum Credit Cards from Pee Dee Federal. It's accepted at thousands of locations worldwide, wherever VISA is accepted. And, unlike those big out-of-town banks, the Pee Dee Federal card comes with the personal, friendly service you've come to expect from us. Chose the credit card that gives you all the value and buying power you need to get your projects off the drawing board. Stop by one of our locations to apply today!*
Visa Platinum

  • 3.99% FIXED introductory rate for the first six months!

  • 7.99% FIXED after six months!

*Subject to credit approval. Visa Classic Fixed at 11.99%.


Home Equity Line of Credit

Home equity loans may be used for just about any purpose, including home improvements, vehicles, tuition, bill consolidation, and more. In addition, interest on these loans may be tax deductible, a benefit that can make a big difference at tax time next year and in the years to come. (Consult your tax advisor for details concerning your individual situation.)

Pee Dee FCU NMLS #769047

Connie Johnson NMLS #218257


Student Loans

With college costs growing fast, it's time to borrow smarter. The Smart Option Student Loan® offers three repayment options and competitive interest rates to help you pay for college expenses not covered by scholarships and federal loans. Click on the link below to learn more about the Smart Option Student Choice Loan from Pee Dee Federal.